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ovr e ALE AEM REE TRAE NES ARR TORI RE ra aie co eae OMG ea eg DSi Be eye a1 pete the bulwark against frauds of this nature, so serious to merchants and others extending credit, The situation is now eo well in hand, and the improvement in conditions so marked that 1 have felt for some time that IJ ought +e voice to you my own appreciation, as vell as that of our merchants, bans and other citizens who have been 80 greatly benefited ty the services of your Bureau, It so often happens that efficient and faithful service fails to receive the expressions of appreciation which it merits until guch expressions are delayed until after it is impossible for those to whom they ought to be made to recéive them that 1 have thought it not improper to aay these things now, while you and I are living. Thanking you most ocokdially for all that you have done te help us, and trusting that some time in the mear future 1 may have the privilege of meeting you personally, 1 remain, Very truly yours, Referee in sankruptey. COPY- sriginal filed 87-0-189